{"id":348,"date":"2021-08-24T15:39:56","date_gmt":"2021-08-24T15:39:56","guid":{"rendered":"https:\/\/rdsins.com\/?page_id=348"},"modified":"2021-12-13T19:31:17","modified_gmt":"2021-12-13T19:31:17","slug":"workers-compensation-insurance","status":"publish","type":"page","link":"https:\/\/rdsins.com\/coverage\/workers-compensation-insurance\/","title":{"rendered":"Workers Compensation Insurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"348\" class=\"elementor elementor-348\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-42385fa1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"42385fa1\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;video&quot;,&quot;background_video_link&quot;:&quot;https:\\\/\\\/vimeo.com\\\/582995534&quot;,&quot;background_play_on_mobile&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-background-video-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-background-video-embed\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-23450e48\" data-id=\"23450e48\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-61d7fbf1 elementor-widget elementor-widget-heading\" data-id=\"61d7fbf1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Workers Compensation<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1297692f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1297692f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-72ff2a5\" data-id=\"72ff2a5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-46dc1959 elementor-widget elementor-widget-image\" data-id=\"46dc1959\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/rdsins.com\/wp-content\/uploads\/elementor\/thumbs\/47332133_l-scaled-pjtvir1r8arhztyc6vzour37qu1857wvgo10gr33y4.jpg\" title=\"Group of Diverse Multiethnic People Various Jobs Concept\" alt=\"Group of Diverse Multiethnic People Various Jobs Concept\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ae7a9e7 elementor-widget elementor-widget-text-editor\" data-id=\"1ae7a9e7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Workers\u2019 compensation insurance protects employees who are injured on the job. While many employees across the United States are appreciative of the benefits of workers\u2019 compensation coverage, some business owners may not realize that workers\u2019 compensation insurance is designed to protect employers as well.<\/p><h3>Not Just for Employees<\/h3><p>Imagine the risks that employers would face from claims and lawsuits associated with workplace injuries or deaths if it wasn\u2019t for workers\u2019 compensation coverage. This type of insurance shields employers from lawsuits that have the potential to put them out of business. In many states, employers are legally required to have workers\u2019 compensation, even if they have only one employee.<\/p><p>RDS Insurance Brokers verifies job classification and payroll codes with you to ensure your company\u2019s experience modification factor (mod) is correct. This is a variable that has a direct impact on your workers\u2019 compensation insurance premiums. Mod is calculated according to risk and history. Low-hazard companies with low mods tend to pay less in premiums because they have good safety records and report less claims to the National Council on Compensation Insurance (NCCI). On the other hand, higher-risk companies may need to reduce their mod by implementing comprehensive safety measures., which helps you implement employee safety programs and designs return-to-work policies that help injured employees get back to work sooner.<\/p><p>To learn more about the services we offer and how we can help you reduce your workers\u2019 compensation premiums, contact RDS Insurance Brokers click on request a quote or call <a href=\"tel:18006092126\">800-609-2126<\/a>.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Workers Compensation Workers\u2019 compensation insurance protects employees who are injured on the job. While many employees across the United States are appreciative of the benefits of workers\u2019 compensation coverage, some business owners may not realize that workers\u2019 compensation insurance is designed to protect employers as well. Not Just for Employees Imagine the risks that employers [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":84,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/rdsins.com\/wp-json\/wp\/v2\/pages\/348"}],"collection":[{"href":"https:\/\/rdsins.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/rdsins.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/rdsins.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/rdsins.com\/wp-json\/wp\/v2\/comments?post=348"}],"version-history":[{"count":3,"href":"https:\/\/rdsins.com\/wp-json\/wp\/v2\/pages\/348\/revisions"}],"predecessor-version":[{"id":716,"href":"https:\/\/rdsins.com\/wp-json\/wp\/v2\/pages\/348\/revisions\/716"}],"up":[{"embeddable":true,"href":"https:\/\/rdsins.com\/wp-json\/wp\/v2\/pages\/84"}],"wp:attachment":[{"href":"https:\/\/rdsins.com\/wp-json\/wp\/v2\/media?parent=348"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}